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Quote of the Day

As American philosopher and psychologist William James once said, “Nothing is so fatiguing as the eternal hanging on of an uncompleted task.” One of the greatest benefits of working together is that we can help each other out.

Whenever you need assistance, additional information or simply want to brainstorm an idea, I’m here to help. […]

Home Inventory List – Is it Helpful in Sacramento?

A home inventory list is a detailed overview of the valuable items in your home. An inventory will ensure adequate insurance coverage and help settle any covered losses or claims. Here are some guidelines.
• Start by listing valuable items: jewelry, electronic equipment, artwork & collectibles.
• Gather receipts to support the value of items, dates and locations […]

How to Improve Remodeling Efficiencies in your Roseville Home

Even small renovation projects can produce large amounts of waste and debris. Here are some helpful guidelines to improve efficiencies with the disposal process:
• Many donation centers accept working appliances, light fixtures, and countertops.
• Carpetrecovery.org can locate companies that recycle old carpeting.
• Local salvage yards often pick up scrap metals such as steel, copper, and aluminum […]

What Lenders Look for When Approving a Loan

Ever wonder what lenders do once they receive a loan application? Is there some sort of secret process applied that keeps you waiting? The mortgage process involves more than a few people, services and documents and lenders may do things a little differently from one another but they all perform in the same manner […]

How Do You Know You’re Ready to Buy?

That’s really a good question. How do people know they’re ready to buy their first home? Better yet, how do you know you’re ready? You’re not going to get a message in your inbox saying you’re ready. And of course every real estate website you see has something there about the advantages to buy, […]

Getting Help Finding Downpayment and Closing Costs

Unless you’re an eligible veteran or can take advantage of a USDA loan, you’ll need some funds for a down payment. Even if you are eligible for either of these two loans you’ll still need some money to pay for closing costs. There will be multiple companies providing various services and they’ll need to […]

Finding Investment Properties

As interest rates are still very low and rental rates are rising, it might make sense to many to invest in a rental property. If you’re renting now, you’re making the mortgage payment for your landlord. Well, not directly of course but the amount of rent you pay each month should be more than […]

Are You VA Eligible?

The VA mortgage program was introduced as part of the original G.I. Bill back in 1944. This special loan requires no money down, no private mortgage insurance, reduced closing costs and relaxed credit guidelines. What’s interesting to note, even with these exceptions, VA loans have the lowest delinquency rate of any mortgage available in […]

Do You Need an Inspection?

You finally found the perfect home and after a little back and forth between you and the seller, the final selling price was settled. Now the clock begins to tick as your closing date is set. You already have our preapproval and you’ve provided everything your loan officer asked for. The lender will next order […]

Local Resources

We believe in knowing about your community.  Sacramento is a great place to live! There are plenty of good public schools, and nice, safe tree-lined neighborhoods. Residents enjoy mild winters, hot summers. The best thing, in my opinion, about living in Sac is that you are only a few hours away from so much: Napa, San Fran, Monterey, Santa Cruz, […]

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