Sacramento USDA Loans:

The U.S. Department of Agriculture offers a variety of programs to help low to moderate-income individuals living in small towns or rural areas achieve homeownership. The Rural Housing Service (RHS) helps qualifying applicants, who cannot receive credit from other sources, purchase modestly priced homes as their primary residence.

USDA loans are an attractive option because:

• Minimal closing cost
• Low or no down payment

USDA loans can be used toward the purchase and renovation of a previously owned home or a new construction. Families must be able to pay their monthly mortgage, homeowner's insurance and property taxes.

Find out if you qualify for a Sacramento USDA loan.

Find out if your Address qualifies for a RHS Loan.

If you have a Sacramento Mortgage or Sacramento refinance question that you cannot find an answer for on our website, don’t hesitate to use our FREE Ask an Expert feature.

Call 800-725-9902 to schedule a strategy session with a Sacramento Mortgage Expert

 

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