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Quote of the Day

As American philosopher and psychologist William James once said, “Nothing is so fatiguing as the eternal hanging on of an uncompleted task.” One of the greatest benefits of working together is that we can help each other out.

Whenever you need assistance, additional information or simply want to brainstorm an idea, I’m here to help. […]

Home Inventory List – Is it Helpful in Sacramento?

A home inventory list is a detailed overview of the valuable items in your home. An inventory will ensure adequate insurance coverage and help settle any covered losses or claims. Here are some guidelines.
• Start by listing valuable items: jewelry, electronic equipment, artwork & collectibles.
• Gather receipts to support the value of items, dates and locations […]

How to Improve Remodeling Efficiencies in your Roseville Home

Even small renovation projects can produce large amounts of waste and debris. Here are some helpful guidelines to improve efficiencies with the disposal process:
• Many donation centers accept working appliances, light fixtures, and countertops.
• Carpetrecovery.org can locate companies that recycle old carpeting.
• Local salvage yards often pick up scrap metals such as steel, copper, and aluminum […]

New Mortgage Rules Coming August 1st

A new mortgage rule will take effect on August 1. Known as the TILA-RESPA Integrated Disclosure Rule, it will change the layout and content of traditional mortgage forms. Overall, the goal is to make borrowers more informed about the home financing process.

The rule requires lenders to use two new documents for all mortgage applications: […]

Summer Safety Tips

Heading to the beach on a beautiful summer day is a favorite activity for many families. Ensure that next trip to the seaside is a safe one by following these tips:
• The sun is most intense (when UV light is strongest) from 10 a.m. to 4 p.m. Use a water-resistant sunscreen with a minimum […]

Time For A Sumer Mortgage Check-Up

Seasonal maintenance is an important part of home ownership. Staying focused on tasks that keep your property in tip-top shape is a great way to protect your investment (and to prevent major repairs).

It’s also important to review your finances. Even though it might seem like there’s plenty of time left in 2015, the year […]

Rates Are On the Rise

Recent statistics show that new home sales are up 6.8% across the country. This increase was accompanied by a jump in home prices of 8.3%. Economists say these numbers are encouraging, as they will boost home equity valuations and stimulate consumer spending.

As always, my goal is to share timely information. It is a pleasure […]

Happy Summer from MBAC!

Summer is here—and all of us at Mortgage Bankers’ Acceptance Company hope you are getting the most out of the season. Before schedules get too busy, let’s take time to review your home loan. Personal finances are always changing as well as the housing market. There may be options available that can reduce the […]

Small Improvements make a BIG difference.

When it comes to remodeling projects, homeowners looking for a solid return on investment have a variety of options. These suggestions will improve the look and value of a property—and all cost less than $500.

Replacing a dated-looking light fixture is a budget-friendly way to change the feel of a room.
A new mailbox is typically […]

What Lenders Look for When Approving a Loan

Ever wonder what lenders do once they receive a loan application? Is there some sort of secret process applied that keeps you waiting? The mortgage process involves more than a few people, services and documents and lenders may do things a little differently from one another but they all perform in the same manner […]

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